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1023 1st Street

Surf City, NC 28445
  • $1,070,000
  • STATUS: Active
  • ON SITE: 70 Days
  • ID#: 100584283
Open House
UPDATED: 25 min ago
$1,070,000
  • 3
    BEDS
  • 0.15
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 1,440
    SQFT
  • $743
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1992
County:
Area:

School Information

Elementary School:
Middle School:
High School:
School District:

Description

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

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[Hive MLS] logoThe data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC, and is updated as of 2026-09-04T09:35:27.127. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Mossy Oak Properties Land and Luxury shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS LLC
www.landandluxury.com/homes/178130154
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1023 1st Street Surf City, NC 28445

  • Price: $1,070,000
  • Status: Active
  • On Site: 70 Days
  • Updated: 25 min ago
  • ID#: 100584283
3
Beds
2
Baths
1
½ Baths
0.15
Acres
1,440
SQFT
$743
$/SQFT
1992
Built
Neighborhood:
Old Settlers Beach
County:
Onslow
Area:
Surf City
Elementary School:
Coastal
Middle School:
Dixon
High School:
Dixon
School District:
Onslow
Property Description
Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un
Exterior Features

Attached Garage Spaces 0 Attached Garage YN Yes Carport Spaces 0 Construction Materials Vinyl SidingWood Frame Detached Garage Spaces 0 Door Features Thermal DoorsStorm Door(s) Entry Level 1 Exterior Features Shutters - Board/HurricaneOutdoor ShowerIrrigation SystemStorm DoorsThermal Doors Exterior Finish Vinyl Siding Fencing Chain LinkPartialBack YardFront Yard Foundation Details OtherPilings Garage YN No Parking Features AttachedCoveredLightedOff StreetOn SitePaved Parking Total 0 Patio And Porch Features CoveredDeckEnclosedPatioPorchScreenedWrap AroundRear Porch Pool Features None Roof Metal Structure Type Wood FrameStick Built View CanalICWMarshSoundWater Window Features Skylight(s)Storm Window(s)

Interior Features

Accessibility Features Accessible Elevator Installed Appliances Gas OvenBuilt-In MicrowaveWasherRefrigeratorIce MakerDryerDishwasherENERGY STAR Qualified AppliancesTankless Water HeaterGas RangeGenerator Attic Features FlooredFloored - PartialPull-Down Stairs Basement None Building Area Total 1440 Cooling Central AirCeiling Fan(s)Heat Pump Cooling YN Yes Dining Room Type Combination Fireplace YN No Flooring LVT/LVPCarpet Furnished Unfurnished Green Energy Efficient LightingThermostatLED Lighting Heating PropaneHeat Pump Heating System Fuel Source Propane Heating YN Yes Interior Features Walk-in Closet(s)High CeilingsWhole-Home GeneratorKitchen IslandElevatorCeiling Fan(s)PantryWalk-in ShowerBlinds/ShadesWalk-In Closet(s) Laundry Features Laundry Room Levels Two Primary Bedroom Level Primary Living Area Rooms Bedroom 2 Bathroom 2 Bathroom 1 Master Bedroom Bedroom 3 Living Room Rooms Total 6 Security Features Security LightsSmoke Detector(s) Unit Type 3 Bedroom Water Heater PropaneTankless

Property Features

Association Amenities Waterfront CommunityNone Association YN No Cobra Zone YN No Electric Provider Jones-Onslow EMC Federal Flood Insurance Available YN Yes Frontage Type ICW FrontCanal Front Fuel Tank Above Or Below Ground Above Ground Fuel Tank Fuel Type Propane Fuel Tank In Use Yes Fuel Tank Owned Or Leased Leased Horse YN No In City Limits YN Yes Internet Service Providers Brightspeed Fiber Island Or Mainland Island Listing Terms CashConventionalFHAUSDA LoanVA Loan Lot Features Dead EndFront YardBoat SlipBoat DockBoat LiftDeeded WaterfrontNavigable WaterWater Depth 4+ New Construction YN No Other Equipment Generator Other Structures Covered AreaBathhouseStorageWorkshop Property Sub Type Single Family Residence Road Frontage Type MaintainedCity StreetState RoadPaved Road Surface Type Paved Secondary Subdivision N/A Sewer Provider Municipal SewerSurf City Special Listing Conditions Standard Tax Amount 6976.27 Tax Year 2025 Termite Bond YN Yes Trash Collection City Pick-UP Trash Provider Surf City Utilities Sewer ConnectedWater Connected Water Provider Surf City Water Source Public Waterfront Features Boat LiftCanal FrontDeeded WaterfrontWater Depth 4+ Waterfront YN Yes Zoning MHS

Listing information © 2026 Hive MLS
Listing courtesy of Sean Mcdonnell of REAL Broker LLC: 919-348-2585.


[Hive MLS] logoThe data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC, and is updated as of 2026-09-04T09:35:27.127. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Mossy Oak Properties Land and Luxury shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS LLC
 
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Mossy Oak Properties Land and Luxury
114 Morlake Drive Suite 103
Mooresville NC, 28117